Are you a first-time homebuyer embarking on the exciting journey of homeownership, or perhaps you're looking to trade up to your dream home? At Active Bankers, we understand that securing the right mortgage is a pivotal step in realizing your homeownership aspirations. Our dedicated team of mortgage experts is here to guide you through the process, ensuring you make well-informed decisions every step of the way.

Are you a homeowner looking to optimize your financial situation or achieve specific goals? Mortgage refinancing can be the key to unlocking a world of benefits, and Active Bankers is here to guide you through the process with our top-notch refinancing services.

At Active Bankers, we believe that refinancing should empower you to take control of your financial future. Whether you're looking to reduce your monthly payments, access cash for a major expense, or consolidate debt, our refinancing services are tailored to help you achieve your goals. Contact us today to explore how mortgage refinancing can benefit you and your financial well-being.

When it’s time to renew your mortgage, it can feel overwhelming, stressful, and time-consuming because there are many factors to consider and options available to you. That’s where we come in – to simplify the process and help you get the best possible deal.

Each person's requirements are distinct, which is precisely why we provide customized payment plans tailored to your lifestyle and financial circumstances. Collaborating with more than fifty diverse lenders enables us to secure the most favorable mortgage renewal rates feasible, while our commitment to delivering dependable and transparent advice remains unwavering.

We take immense pride in our reputation as a highly regarded mortgage broker serving Mississauga, Toronto, and the broader GTA area. Our clientele has consistently rated us highly, commending our exceptional customer service, competitive interest rates, and streamlined application process. When it comes to renewing your mortgage, our top priority is ensuring you achieve the best possible outcome.

Self-employed individuals often face unique obstacles when seeking a mortgage, resulting in a more intricate and demanding process compared to those in traditional employment. However, we are here to assist you! With our extensive experience in dealing with various self-employed scenarios, we comprehend the intricacies and are ready to navigate you through the journey.

The primary challenge for self-employed borrowers when securing a mortgage revolves around income verification. Lenders typically prioritize stable and consistent income, which can pose difficulties for self-employed individuals due to income fluctuations and the common practice of keeping earnings low for tax purposes. Moreover, funds retained within the business are not considered personal income, further complicating the process of providing the necessary income documentation that lenders require.

Self-employed borrowers are also required to furnish additional documentation to substantiate their income. Additionally, some lenders prefer applicants with a minimum of two years of self-employment history, adding an extra layer of complexity for those who have recently transitioned to self-employment.